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At Sheer Health, our goal is to make managing your health insurance simple and cost-effective. Sheer offers three flexible membership options designed to match how often you need support and how complex your care is. Here’s a breakdown to help you decide which one fits best.
$0/moThis plan is a great fit if you mostly use in-network care, don’t expect many medical expenses, or just want peace of mind when something unexpected pops up.
Our standard plan is free to start, and you only pay if we recover money for you. You get access to all our core services - like reviewing medical bills, submitting claims, appealing denials, and answering those “why did my insurance say this?” questions.
💸 No monthly fee. Just support when you need it.
The Premium plan is the ideal option if you regularly see out-of-network providers or have ongoing medical expenses. Many families choose this tier when managing ongoing care for a child or dependent; this plan helps simplify paperwork and save you time so you can focus on care, not coverage.
You get everything in the Standard plan, without the 10% success fee—so you keep 100% of your money back.
🧾 $40/month. Perfect if you’re frequently navigating out-of-network care.
Sheer Max is our most comprehensive plan, without success fees, built for members requiring support with multiple insurance policies, pursuing fertility treatments, or having a third-party benefits manager (like Accolade) that limits direct access to your insurer.
You’ll unlock access to advanced features like coordination across primary and secondary plans, support with FSA/HSA submissions, and expert help in making the most of complex benefits like fertility and out-of-network care.
🧠 $75/month. If your care is layered and nothing about your insurance is straightforward.
Here’s a quick comparison of what’s included in each plan:
✅ = included with no success fees
☑️ = available with 10% success fee
❌ = not included
You can get started with any plan, and change plans anytime without losing progress or starting over.
